Important information regarding our Services, educational content, and your financial responsibility.
Welcome to Financial Queen (“we,” “us,” or “our”). This Financial Disclosure explains what our Services are—and are not—so you can make informed decisions. Please read it alongside our Terms of Service and Privacy Policy.
Effective Date: 8/30/2025
Financial Queen was founded by a Doctor of Business Administration (DBA) candidate with an MBA. This background supports a research-driven approach to financial education and product design. Credentials do not constitute licensing or individualized advice; all content remains educational and should be evaluated with qualified professionals where appropriate.
The information provided through the Services—including articles, tools, templates, calculators, recommendations, and AI-assisted insights—is intended for general education. It does not consider your personal circumstances and should not substitute for advice from qualified financial, legal, or tax professionals.
Your use of the Services does not create a fiduciary, advisor-client, accountant-client, or attorney-client relationship with us. Communications via the Services are not personalized financial advice.
We do not custody funds, execute trades, or provide investment advisory services. We do not recommend that you buy, sell, or hold any specific security, cryptocurrency, insurance product, or financial instrument.
Financial decisions involve risk, including possible loss of principal. Economic conditions, interest rates, taxes, fees, and personal behavior can materially affect outcomes. Historical or simulated results do not guarantee future performance.
Some features leverage artificial intelligence to generate insights (e.g., budget analyses, summaries, or recommendations). AI outputs may be incorrect, incomplete, or outdated. You are responsible for reviewing and validating any AI-generated content and for decisions you make based on it.
If you connect financial accounts or import transactions via third-party providers, those providers are responsible for the transmission of your data. We do not guarantee the accuracy, completeness, or timeliness of third-party data. Connectivity may be interrupted or delayed; balances and transactions may change without notice.
We may reference third-party products or services, or include affiliate links. We are not responsible for third-party content, terms, or practices. Where we receive compensation, it does not alter our commitment to honest information; however, you should independently evaluate whether any product or service is appropriate for you.
Testimonials or user stories represent individual experiences and may not be typical. Results vary due to numerous factors, including income, expenses, behavior, debt levels, and market conditions.
We strive to provide accurate, current information but cannot guarantee completeness or error-free content. Financial data, rules, and product terms change often. Verify critical information before acting.
Any examples, projections, calculators, or illustrations are hypothetical and for demonstration only. They do not predict actual results and should not be relied upon for investment, credit, or tax decisions without professional input.
We may receive referral fees, affiliate commissions, or other consideration when you engage with certain links or partners. Such arrangements may present potential conflicts. We aim to disclose material relationships where required and provide balanced information.
We are not registered as a broker-dealer, investment adviser, or money transmitter, and we do not offer regulated financial services. If you require such services, consult appropriately licensed entities and professionals.
The Services are provided on an “as is” and “as available” basis without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, title, or non-infringement.
To the fullest extent permitted by law, we are not liable for indirect, incidental, special, consequential, or punitive damages arising from your use of the Services. Our no-refunds policy and liability limitations are detailed in the Terms of Service, which govern.
You are solely responsible for evaluating information from the Services, conducting your own research, consulting qualified professionals, and deciding how to manage your finances.
Any statements about expected outcomes, goals, or future performance are forward-looking and inherently uncertain. Actual results may differ materially.
We may update this Financial Disclosure from time to time. Updates become effective when posted with a new Effective Date. Continued use of the Services after changes indicates acceptance.
Questions about this Financial Disclosure? Contact us at support@financialqueen.app.